Yep. Bad things never happen to the BEST people, so they don’t have to plan for disasters. Only losers like Obama plan for a pandemic. Guys like Wassisname don’t have to, they just shine sunlight up peoples’ nether regions.
Can we throw YOU in jail because somebody else committed a crime? Do we arrest policemen because they didn’t prevent a synagogue shooting? Did we arrest Hillary Clinton because Donald Trump didn’t pay his taxes?
I’m sure those violate the rules of your HOA.