Look at it this way. If all your bills are electronic with no paper, when the EMP happens, you’ll be debt free! Broke, starving, and unable to navigate anywhere, but debt free!
For heavens (or hells) sake. Looking for a humane war is like looking for a “no-kill” slaughterhouse. Killing and especially wounding the enemy is the whole point of war. And we, unfortunately, are too good at it. ☠️
I went free range over 20 years ago. Now they are all “out of range”. (At least I save on shampoo and haircuts.)