Paying bills is one thing but buying things on-line usually requires you to give them your e-mail address, so they can spam you for the rest of your life. Even when you check ’Don’t send notifications’.
I tried to set up on-line payments when I first heard about it, but at the time my credit union wasn’t yet doing it, so it was years before I tried again. I do some on-line payments now, but no way would I do automatic payments/withdrawals. I want some control over exactly when I pay my bills, and I may want to change it by a few days from month to month.
However, my big gripe with automatic payments is that I’ve received checks that when deposited turned out to be NSF. The excuses were that the check writer had “forgotten” that there was an auto. withdrawal and didn’t have as much in his account as he thought. So not only was I out the amount of the check but the bank charged ME for depositing a NSF check. Sure, I eventually got paid but it was certainly inconvenient. Again, I would want more control over when my payments were made.
A couple of other comments: I like the return address labels that come as freebies from various sources, as long as they are of good quality. The problem here is that I get so many that there is no way I can use them all, and I hate tossing the good ones as it seems to be such a waste.
Another thing to look at it is that printed checks can cost quite a bit now. “Free checking” is nice but I still have to pay for checks, and I figure that now each individual printed check costs about 15 cents (they used to be less than 5 cents each). I’m sure the banks want to encourage fully electronic transactions as much as possible!
Robert C. Premium Member about 5 years ago
I thought it was rubber stamp-ers.
therese_callahan2002 about 5 years ago
Even better, try Auto Pay.
pschearer Premium Member about 5 years ago
I haven’t seen my checkbook in years. It must be around here somewhere.
jagedlo about 5 years ago
And who is going to show him how to do it? And will he stick around as the first few attempts are made to show him over and over again?
BearsDown Premium Member about 5 years ago
His Forever stamps didn’t last.
PoodleGroomer about 5 years ago
I signed up for direct deposit and got direct spent.
david_42 about 5 years ago
As a home owner, I find that many small businesses do not want to pay the charges for credit cards.
micromos about 5 years ago
You can’t hack a check.
Plods with ...™ about 5 years ago
…and they’re free!
wingalls about 5 years ago
He can’t pay online any more. His computer screen is covered in return labels.
cuzinron47 about 5 years ago
Paying bills is one thing but buying things on-line usually requires you to give them your e-mail address, so they can spam you for the rest of your life. Even when you check ’Don’t send notifications’.
WF11 about 5 years ago
I tried to set up on-line payments when I first heard about it, but at the time my credit union wasn’t yet doing it, so it was years before I tried again. I do some on-line payments now, but no way would I do automatic payments/withdrawals. I want some control over exactly when I pay my bills, and I may want to change it by a few days from month to month.
However, my big gripe with automatic payments is that I’ve received checks that when deposited turned out to be NSF. The excuses were that the check writer had “forgotten” that there was an auto. withdrawal and didn’t have as much in his account as he thought. So not only was I out the amount of the check but the bank charged ME for depositing a NSF check. Sure, I eventually got paid but it was certainly inconvenient. Again, I would want more control over when my payments were made.
Sorry for the rant!
WF11 about 5 years ago
A couple of other comments: I like the return address labels that come as freebies from various sources, as long as they are of good quality. The problem here is that I get so many that there is no way I can use them all, and I hate tossing the good ones as it seems to be such a waste.
Another thing to look at it is that printed checks can cost quite a bit now. “Free checking” is nice but I still have to pay for checks, and I figure that now each individual printed check costs about 15 cents (they used to be less than 5 cents each). I’m sure the banks want to encourage fully electronic transactions as much as possible!
tauyen about 5 years ago
Paper cuts are not ‘cutting’ edge