Arlo and Janis by Jimmy Johnson for December 01, 2023

  1. Al the fish cup
    alasko  6 months ago

    Something reasonably priced? Family discount?

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  2. Eye of god
    SpacedInvader Premium Member 6 months ago

    Gus speaks the truth. My flood insurance is a killer. Need to have it but I really need to move. I guess no matter where you live there is always something.

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  3. Ti
    Rhetorical_Question   6 months ago

    Landlord business is tough business! Liquidate the repertoire of rentals?

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    Dirty Dragon  6 months ago

    “Well, Reverend Morrison in your policy, it states quite clearly that no claim you make will be paid.”

    VICAR: “Oh dear.”

    “You plucked for our ‘never pay policy’ which, uhh, which if you never claim is very worthwhile – but you had to claim and there it is..”

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    uhohlol  6 months ago

    Move to higher ground or put everything on stilts or wheels.

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    Out of the Past  6 months ago

    Enjoyed the conversation. Bye Gus.

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  7. Gina carson
    Gina Carson  6 months ago

    Drudging painfully on. Ugh.

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    david_42  6 months ago

    Our prior house was in a “slide” zone on the side of a hill. Guess what, “slide” zones are not flood zones so you can’t buy flood insurance and your regular insurance doesn’t cover “slide” damage.

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    trainnut1956  6 months ago

    My insurance company cancelled my earthquake policy. Because I live in an active earthquake zone. How is that even logical? They only sell earthquake insurance in places that don’t get earthquakes?

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  10. Mr haney
    NeedaChuckle Premium Member 6 months ago

    People in FL are having all kinds of problems getting insurance. 15 companies have opted out or gone bankrupt. Seems a hurricane tax is gonna be imposed by Citizens which is the public backed one.

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    Billys mom2022  6 months ago

    When we moved here ( Fl.) 40 + years ago, the hurricane was included in the ins. About 10 or so years later we had to pay seperate for it. We never had to use it yet. I hope it will be there for us if we do. Flood is not needed as we are on a hill.

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    Jeannine Brown  6 months ago

    We moved to Middle Tennessee and had to have sinkhole insurance.

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    RonaldMcCalip  6 months ago

    Do you need flood insurance if you live on a boat?

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  14. Biflag
    Flatlander, purveyor of fine covfefe  6 months ago

    My friend has a dozen low end ones (read slum-lord) This week our shell game is four water heaters

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    royq27  6 months ago

    Of course you have flood insurance. Wait for a flood, it is an act of God therefore not covered…

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    MuddyUSA  Premium Member 6 months ago

    Life is not a bowl of good insurance coverage…..

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    mitigation_design  6 months ago

    Flood insurance “Full Risk” rates can be a killer, especially if your first floor of living space is at an elevation subject to floods as now defined by “Hazus.” Hazus is a program/analysis that is far more difficult to define and understand than the FEMA “FIRM maps.” But then “bless their hearts,” the new “Full Risk” rates can only go up at 18% a year to a maximum of $15,000, all for coverage limited to $250,000. Given today’s costs and market values, $25000 will not cover all of the cost of building most homes built in flood zones on the US coats. The rest of the cost of damage that is not covered by the national Flood Insurance Program (NFIP) can be covered by private carriers. However, getting a policy for the “excess risk,” is typically far more expensive than NFIP rates even for very low risk “rock solid” homes/businesses built with living space well above the 100-year flood. And impossible to obtain for high-risk cases with floor space in the flood. Heck, Flood Rates are nothing compared to wind coverage. Try pricing wind coverage, even for a rock-solid home, built out of the flood zones, and 5 miles from the coast. Ultimately it is true, nearly all of us have some risk; earthquake, tornado, hail, wildfire, mud slides, nor-easters, hurricanes, the aftermath of major hurricanes hitting Illinois, Indiana etc. etc….

    What to do? Pay the price, build as if you have no insurance, move? No easy choices if one likes where they live.

    JJ should know. All of us who were here for Katrina and the umpteen hurricanes since should know.

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    elgrecousa Premium Member 6 months ago

    Gus is slowly being transformed from a jolly old man to a real estate wheeler dealer. Interesting.

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    David Huie Green LosersBlameOthers&It'sYOURfault  6 months ago

    “But will it still be above water in 10 years? about 20 years?”

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    eced52  6 months ago

    A modest house on the beach would be nice.

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    Dr_Fogg  6 months ago

    Yep, My brother found that out when DNR reassessed his property on the river. It’s now unsellable to a new owner because of the cost of flood insurance. Thankfully he is grandfathered in.

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  22. Stormking
    mountainclimber  6 months ago

    I agree the supervolcano under Yellowstone in the NW corner of Wyoming is scary threatening, though I doubt insurance would do you much good. Most of the volcanic activity in the southern Rockies ceased about 26 million years ago. The Valles Caldera in the Jemez mountains was active only 1 million years ago, although strictly speaking that is not part of the Rockies being the other side of a failed rift zone.

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