Daddy's Home by Tony Rubino and Gary Markstein for March 06, 2014

First credit card?

Apparently, the very first credit card was Diner’s Club… and no, I was too young to have one.

Had one, then it expired. Didn’t bother renewing it.

They work around that by renewing it for you automatically now.And how did he get a credit card without a job?

Sears. Over the years I have had almost all of them at one time or another. Now I just have one and it is paid off and stays that way. Zero debt.

Visa…3% interest, no annual fee. When they tried to start charging an annual fee I canceled it and went to their competitor.

VISA – it’s the only card I’m using even now.

@Doctor Toon I experienced at first a few months ago. I got the senior discount at lunch! Saved a whole couple of bucks! Still makes me happy.

That is the only reason I carry one card. But I always save what I am going to spend before hand so it’s already paid for.

The bank for which I was working issued all employees a BankAmericard in the late 60s. I never used mine, but discovered my late and un-lamented had run it well over the limit. Now I carry a debit card and that’s it.

I used to travel a lot. Though I always paid cash, I couldn’t rent a car or get a hotel without a credit card.

I have to ask here, does he have a job?

Sears was my first card also.

Me too – Sears was my first. Now I use Discover – pay it off every month – and they pay me 1% or more on purchases. Had that up to $500 before I redeemed it. And there is no annual fee.

I’m pretty sure my first was for one of the many department stores where I shopped- I don’t remember.Happy to say, though, that (76 and counting) I still experience many things for the first time – looking forward to many this year ;-D

Sears- we got a washer n dryer in 1984 when my daughter was 2. We lived at Camp Pendleton.

PS- They should grab that from him now and cut it up!!

Sears or Penney. They both had booths in the Iowa Memorial Union – but didn’t get until after I graduated and got a job. Still tend not to use them if I have the checkbook, and always have enough in checking or savings to pay them off. I also tend to use the Sears Mastercard because I can pop over to Sears or K-Mart to pay it off instead of hoping the Postal Service gets it there in time.

Yes, you can use a bank debit card as a credit card. It’s great, you only use money you have.

Wonder how long until his first bankruptcy for not paying his credit card bills.What? You mean I actually have to pay for those things at some point? Nobody told me that!

Pfft… You’re so old…Snerk