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1. 

   templo SUD said, 6 months ago

   The fifth thing at Christmas that’s such a pain to me is five months of bills. (Find on YouTube “The 12 Pains of Christmas” which is a parody of “The 12 Days of Christmas.”)
2. 

   simpsonfan2 said, 6 months ago

   And some people teeter every month.
3. 

   Jo Clear said, 6 months ago

   I also thought that pluggers do not charge gifts…they always pay cash…
4. 

   Estrelita Phillips said, 6 months ago

   Pluggers I know are the sort who still make home-made gifts – usually not so many bills that way. Home-made gifts – home-made gift wrapping, home-made decorations on the tree. Win-win situation for most pluggers. Years ago, at Christmas, my neighbor gave me a cookie jar with home-made sugar-free cookies in it. At the same time, we had also purchased a cookie jar for her – and filled it with home made sugar free cookies. The next year, I filled the cookie jar which she had given to me with sugar-free cookies and gave it back to her – and she filled the cookie jar which we had given to her with sugar free cookies, and gave our cookie jar back to us. We have been filling those same two cookie jars with sugar free cookies every year for the past thirty three years and trading those same two – filled – cookie jars back and forth every Christmas. It has been a win-win situation for us for years!
5. 

   pcolli said, 6 months ago

   @Estrelita Phillips

   Are you sure you’re not getting your own cookies back?
6. 

   baumbewohner said, 6 months ago

   Hey !! I’ve got it nailed ! I’ve got 3 cats, and throughout the year I leave a kitten (anonymously, of course) at a loved one’s home . Come December, all my gift giving is done !! And quite inexpensively !!
7. 

   bpullin said, 6 months ago

   And this is just one reason why I choose not to observe Hallmark holidays.
8. 

   battle of plattsburgh said, 6 months ago

   One sheet of paper for each grandkid…….that’s a very large family.
9. 

   abesnake said, 6 months ago

   Not a problem with this Plugger. I put aside a certain amount in a special account each month and when the bill(s) comes in, I pay it (them). In fact I got my MC bill, covering everything, on Monday. The full payment is in the mail today. No angst!
10. 

    IndyMan said, 6 months ago

    @Gweedo Murray

    What ‘Christmas Club’ accounts? As far as I know, they haven’t been offered in 10 to 20 years!!
11. 

    PlainBill said, 6 months ago

    @IndyMan

    No reason you can’t do your own by automatically (or manually) transferring a fixed amount into savings every payday.

    Or if you have a Home Equity Line of Credit, pay some extra amount every month to cover anticipated expenses such as insurance, property taxes, and Christmas bills. Money into a savings account doesn’t earn much interest, money into the HELOC REDUCES the interest payment by whatever the interest rate is.
12. 

    stukuls said, 6 months ago

    What happened to Pluggers fiscal responsibility?

    I remember just a few panels ago how different things were.
13. 

    stlarry1 said, 6 months ago

    what bills? i was paid for christmas with my hard earned savings, not my “Why am i still paying for this” debt. Debt = Dumb Dave Ramsey for the win! budget people. $20 a week all year go towards to all the gift giving needs through out the year so we dont have to payoff chirstmas and birthdays.
14. 

    Bruce4671 said, 6 months ago

    @stlarry1

    Yep, me too. I put money into savings every month FOR Christmas (budget) and refrain c from “borrowing” from that fund to pay for say a new TV or Smartphone when the one I have is just fine and when the season comes along I have the funds I need.
    
    Something congress should think about.
15. 

    Redhead55 said, 6 months ago

    What Christmas bills?!? I paid cash for it all. I’ve never believed in going into debt for Christmas.
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