Gary Varvel by Gary Varvel

Gary Varvel

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  1. cdward

    cdward said, over 3 years ago

    Except that California, which has been on the forefront of implementing it, has found it to be less expensive and more effective than projected. My beef with it is that it doesn’t go far enough.

  2. SpicyNacho

    SpicyNacho GoComics PRO Member said, over 3 years ago

    He will just blame Republicans or Bush or somebody other than the Dems that pushed this through without looking at all the unintendended consequences.

  3. Wraithkin

    Wraithkin said, over 3 years ago


    It’s already been proven that the costs in CA are misstated and are underestimating the true cost.

  4. Dreich1064

    Dreich1064 said, over 3 years ago

    The Democrats started to work for the people with FDR, after the Republicans laid down the liberal mantle of Teddy Roosevelt.

    Pity we don’t have any more Roosevelts.

  5. Wraithkin

    Wraithkin said, over 3 years ago

    You’re half-right, Vent. You’re blaming businesses for doing the above actions, but you’re blaming the symptom, not the root cause.

    Symptom: Higher Premiums. This is caused by the fact that the government requires insurance companies to have appropriate reserves to balance claim payments vs. premium dollars. Actuaries do nothing but stare at balance sheets all day long and determine if what they are charging is going to be enough to pay out claims, with a small (usually 1-3%) profit margin. With the changes (both regulatory and coverage) the PPACA is forcing on insurance companies, they have no other option but to raise premiums. That, or the business goes bankrupt, hurting more people than any premium increase could.

    Symptom: Lost Jobs. That’s because companies cannot afford to pay for the healthcare as mandated by the government. These plans are exceptionally expensive, and employers can’t afford them. In addition, the PPACA has some ridiculously stupid regulations in it that affect businesses everywhere. Remember the debacle that was the 1099 filing nonsense? Corporate American spends billions of dollars a year just in compliance today. Businesses now are trying to stay open, and they are having to cut people and automate processes, because employees are now turning into a liability instead of an asset.

    Symptom: Hours Cut. This is because the PPACA set a 50-FTE limit on the threshold. So this does one of two things. Businesses at 49 FTE’s don’t hire any more full-time employees, and those at 50+ cut the hours of (employees-49)FTE’s and then make the workforce part time. Here’s something to consider. A business that has 50 employees is a small-to-medium sized business.

    Dependent upon the industry in which they operate, they may not have a very large profit margin, especially in franchised fast-food. A franchisee around here owns 8 subways, with like… 58 FTE’s total. Something like that. And the PPACA wraps them all together, instead of per-store. The profits of the business are around 120k, before the owner gets paid. Even if he were to pay the penalty instead of paying for health insurance, he’s still looking at paying $2k per employee, or $116,000 a year. So how is he supposed to live off of $4k a year? This kind of thing is happening all across the country.

    So don’t blame it on the businesses. They are simply reacting to what the government has done.

  6. jack75287

    jack75287 said, over 3 years ago

    We will be down to 35 hours a week soon like in France and look what a mess they are in. Mass riots every couple of years but hey they have less criminal violence. All those upset people that social unrest.

  7. magicwalnut

    magicwalnut GoComics PRO Member said, over 3 years ago

    If any of this blather is true…and I haven’t read the entire act, but I’ve read a lot about it…, thus, blather, the gummint needs a new department….the Department to Investigate Unintended Consequences…which will vet every law before it is passed, closing loopholes and end runs, and providing unending employment for lawyers.

  8. echoraven

    echoraven said, over 3 years ago

    That link was real credible. Almost as credible as the National Enquirer or “The Onion”.

  9. Wraithkin

    Wraithkin said, over 3 years ago

    Dycel, As to your first piece, I want proof that that’s where the 52.7% went. Because I’m pretty certain that administration costs include a lot more than CEO Pay/bonuses and lobbying. I’d like evidence to back up your argument.

    Also, my statement is not rhetoric; I know the owner of those subways. I know how the franchise system works. Corporate Papa John’s, you may be correct. But the individual franchisees are going to feel the pressure from the PPACA. And I can promise you that all the franchisees employ a massive amount more than the corporate office(s).

    It’s not about saving a buck. It’s about staying in business. If you want to suppress the economy, the PPACA is a great tool to do it. And the so-called “Public Option,” will do the same thing, only in a different way. Instead of placing the burden on businesses, it will place the burden on taxpayers. And I’m sorry, but there’s not enough money coming out of “the rich” to pay for everyone to be insured. “The poor” are going to have to chip in, too.

  10. indieme

    indieme GoComics PRO Member said, over 3 years ago

    Just like the Patriot Act!

  11. jack75287

    jack75287 said, over 3 years ago

    Reasons said:
    “Not one of the snakes is the intent of Obamacare (which we might want to start calling by its original name “The American Heritage Think Tank Plan”)

    Those three snakes are the result of businesses trying to go around Obamacare. Businesses screwing the working class.
    Well Obama deserves blame for the “Who coulda foresawn that” ness of the program. But YOU (as in you the American working class) deserve the blame for siding with the people that are screwing you royally, the Businesses.

    The Free market depends on the people exerting their outrage in the proper direction. But the moronic class in this nation can’t see where that outrage needs to be vented and the net result is that our standard of living keeps getting worse and worse”.

    First the people you are talking about are not dumb. They know exactly what they are in for. Before you make the above comments try to think of something else, when people go into business are they there to make money for you or themselve’s and how dare you ask somebody to support yourself.

    Next how many groups and businesses did Obama exempt from Obama Care. Here is a list and it is a year old:

    This list doesn’t even cover some charitable organizations or Union Requests for exceptions that may or may not be in effect. So yes this does place higher cost on Obama Care.

    Next shorter hours, people who work less than 30 hours a week don’t get health insurance and their companies don’t have to pay for it, so hours are cut back. When did the businesses ask for this mess so how is it their fault? People still need jobs and employers still need workers so who screwed who and the same with the layoffs.

    So where is the stupidity, when the countries that do have Universal Health Care give it up for great expense while we subsidies them economically with our defense dollars. So please don’t come on here showing some childish anger at people, telling them how they are screwed by the people who give them a paycheck and how dumb they are for taking that pay check.

    Hey I may go at it with people here but I go after their ideas and comments like yours not people.

  12. jack75287

    jack75287 said, over 3 years ago


  13. Wraithkin

    Wraithkin said, over 3 years ago

    Looks like your hyperlinks aren’t playing nice. Make sure you don’t forget your Tag. I feel your pain.

    As to the papa johns analogy, you’re still missing the point. Sure, they can raise the cost of (insert product here) by 9 cents (which I still challenge if that is correct). But who does that ultimately impact? You’re right, it’s a direct pass-through. But who pays that bill? The consumer does. That’s why raising taxes on any segment of Corporate America is a fool’s errand: The company will just pass the costs directly on to the consumer.

    But that pass-through only works for big business. Small businesses don’t work that way. If that 50-employee limit wasn’t there, just imagine a 5-man show trying to afford paying an extra 10k a year in direct, underlying expenses per employee. He would price himself out of the market, and he would be forced to close his doors.

    It’s a travesty, because people don’t think things fully through. Just like idiot Pelosi said what she said (Pass to know, blah blah), the people writing these bills don’t even think about what the consequences are going to be. There are provisions in the PPACA that make it such that family members can’t be excluded from the FTE rolls, even though most small businesses operate with a great deal of family help. Or something similar.

    I don’t claim to have all the answers, though I do frequently provide suggestions. But I do know that the PPACA is wrong in so many ways. It’s bad for Businesses and bad for Americans. Sure, it provides coverage (not to be confused with care) for millions of people. But at what cost to others? What government gives to one person is taken from another. And that is something most liberals seem to ignore.

  14. Wraithkin

    Wraithkin said, over 3 years ago

    Bah! <./a> tag. Let’s see if that works.

  15. jack75287

    jack75287 said, over 3 years ago


    Great post and well written.

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