Gary Varvel by Gary Varvel

Gary Varvel

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  1. cdward

    cdward said, over 1 year ago

    Except that California, which has been on the forefront of implementing it, has found it to be less expensive and more effective than projected. My beef with it is that it doesn’t go far enough.

  2. SpicyNacho

    SpicyNacho GoComics PRO Member said, over 1 year ago

    @Tigger

    He will just blame Republicans or Bush or somebody other than the Dems that pushed this through without looking at all the unintendended consequences.

  3. Wraithkin

    Wraithkin said, over 1 year ago

    @cdward

    It’s already been proven that the costs in CA are misstated and are underestimating the true cost.

  4. Dreich1064

    Dreich1064 said, over 1 year ago

    The Democrats started to work for the people with FDR, after the Republicans laid down the liberal mantle of Teddy Roosevelt.

    Pity we don’t have any more Roosevelts.

  5. Wraithkin

    Wraithkin said, over 1 year ago

    @ReasonsVentriloquist

    You’re half-right, Vent. You’re blaming businesses for doing the above actions, but you’re blaming the symptom, not the root cause.

    Symptom: Higher Premiums. This is caused by the fact that the government requires insurance companies to have appropriate reserves to balance claim payments vs. premium dollars. Actuaries do nothing but stare at balance sheets all day long and determine if what they are charging is going to be enough to pay out claims, with a small (usually 1-3%) profit margin. With the changes (both regulatory and coverage) the PPACA is forcing on insurance companies, they have no other option but to raise premiums. That, or the business goes bankrupt, hurting more people than any premium increase could.

    Symptom: Lost Jobs. That’s because companies cannot afford to pay for the healthcare as mandated by the government. These plans are exceptionally expensive, and employers can’t afford them. In addition, the PPACA has some ridiculously stupid regulations in it that affect businesses everywhere. Remember the debacle that was the 1099 filing nonsense? Corporate American spends billions of dollars a year just in compliance today. Businesses now are trying to stay open, and they are having to cut people and automate processes, because employees are now turning into a liability instead of an asset.

    Symptom: Hours Cut. This is because the PPACA set a 50-FTE limit on the threshold. So this does one of two things. Businesses at 49 FTE’s don’t hire any more full-time employees, and those at 50+ cut the hours of (employees-49)FTE’s and then make the workforce part time. Here’s something to consider. A business that has 50 employees is a small-to-medium sized business.

    Dependent upon the industry in which they operate, they may not have a very large profit margin, especially in franchised fast-food. A franchisee around here owns 8 subways, with like… 58 FTE’s total. Something like that. And the PPACA wraps them all together, instead of per-store. The profits of the business are around 120k, before the owner gets paid. Even if he were to pay the penalty instead of paying for health insurance, he’s still looking at paying $2k per employee, or $116,000 a year. So how is he supposed to live off of $4k a year? This kind of thing is happening all across the country.

    So don’t blame it on the businesses. They are simply reacting to what the government has done.

  6. jack75287

    jack75287 said, over 1 year ago

    We will be down to 35 hours a week soon like in France and look what a mess they are in. Mass riots every couple of years but hey they have less criminal violence. All those upset people that social unrest.

  7. magicwalnut

    magicwalnut GoComics PRO Member said, over 1 year ago

    If any of this blather is true…and I haven’t read the entire act, but I’ve read a lot about it…, thus, blather, the gummint needs a new department….the Department to Investigate Unintended Consequences…which will vet every law before it is passed, closing loopholes and end runs, and providing unending employment for lawyers.

  8. denis1112

    denis1112 said, over 1 year ago

    @Genome Project

    Not for me the costs haven’t gone down.They went up and I’m working fewer hours,but that’s because there are fewer customers that make less then when Bush was in office.

  9. echoraven

    echoraven said, over 1 year ago

    @Genome Project

    That link was real credible. Almost as credible as the National Enquirer or “The Onion”.

  10. Night-Gaunt49

    Night-Gaunt49 said, over 1 year ago

    @onguard

    Dem Libs wanted Single-payer. You guys wanted corporate care, well we still have it and with tax payer money paying the balance. So why this bugaboo about premiums going up? There is no reason for it at all. So it is 99% RepCons and don’t you forget it.

  11. Rad-ish

    Rad-ish GoComics PRO Member said, over 1 year ago

    @ReasonsVentriloquist

    Good points sir.

  12. Night-Gaunt49

    Night-Gaunt49 said, over 1 year ago

    @ReasonsVentriloquist

    First:No such thing as a “free market.” That is a fiction.
    -
    Second: Obama deserves blame for selling us out on Single Payer and Govt Option.

  13. Night-Gaunt49

    Night-Gaunt49 said, over 1 year ago

    This is a BFD. Consumer healthcare costs fell in May for the first time in almost 40 years.


    The Wall Street Journal reported Tuesday that U.S. consumers’ health-care costs fell in May for the first time in almost four decades,”The latest evidence that government policies and an expansion in generic drugs are holding back prices.”


    Analysts attributed the falling costs to ObamaCare constraining government payments to doctors and hospitals, which they say is tricking down to consumers.


    Alec Phillips, a Goldman Sachs GS -0.50% economist who follows health care trends, told the WSJ, “The slowing of healthcare inflation right now seems to be driven by onset of new policies. That is probably going to be a temporary factor.”


    He explained that costs may rise in the next year, but a Pricewaterhouse Coopers report pointed out that provisions not yet implemented in the Affordable Care Act could help contain costs next year, “supporting proponents’ views that the law will push down costs in the long run.”
    […]
    Just part of that article.

  14. Wraithkin

    Wraithkin said, over 1 year ago

    @Dycel

    Dycel, As to your first piece, I want proof that that’s where the 52.7% went. Because I’m pretty certain that administration costs include a lot more than CEO Pay/bonuses and lobbying. I’d like evidence to back up your argument.


    Also, my statement is not rhetoric; I know the owner of those subways. I know how the franchise system works. Corporate Papa John’s, you may be correct. But the individual franchisees are going to feel the pressure from the PPACA. And I can promise you that all the franchisees employ a massive amount more than the corporate office(s).

    It’s not about saving a buck. It’s about staying in business. If you want to suppress the economy, the PPACA is a great tool to do it. And the so-called “Public Option,” will do the same thing, only in a different way. Instead of placing the burden on businesses, it will place the burden on taxpayers. And I’m sorry, but there’s not enough money coming out of “the rich” to pay for everyone to be insured. “The poor” are going to have to chip in, too.

  15. indieme

    indieme GoComics PRO Member said, over 1 year ago

    Just like the Patriot Act!

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