Janis: We'd best go in! They say if you can hear thunder you can be struck by lightning!
Arlo: Great! That means lightning gets one free shot at us!
The lifetime odds of dying, as an occupant, in a car crash in the US is about 1 in 600. The odds of being killed by lightning in the US is about 1 in 174,426. Yet you casually (in good weather) traipse out to the car without a thought.