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  1. 2 minutes ago on B.C.

    The usury laws were repealed during the inflation of the late ’70s / early 80s. Sometime since then they have been reinstated, with a cap at 10%. Looking up the history, I see 12% in 1978, going to 18% in 1979. In 1983 the limit was apparently abolished altogether in Arizona for some time. Sometime since then they have been reinstated, with a cap at 10%.

  2. about 11 hours ago on Calvin and Hobbes

    It is policy everywhere – a matter of priorities. Property crimes on an individual scale are usually misdemeanors, violent crimes are almost always felonies.

    Likelihood of harm comes from the incident that brought the mutt to the attention of police. Was he a thief, grabbing and fleeing, or did he threaten with a weapon? A purse snatcher or a rapist? A burglar or a home invader?

  3. about 13 hours ago on Wizard of Id

    I voted against Nixon (does anybody vote for a candidate?) but that didn’t matter either. Sigh……

    Confusion will be my epitaph / As I crawl a cracked and broken path / If we make it we can all sit back and laugh / But I fear tomorrow I’ll be crying

    King Crimson 1969. You and I are not alone in our regret.

  4. about 13 hours ago on Calvin and Hobbes

    My first apartment was on the second floor. One evening I was just lounging around reading when somebody tried the doorknob. I retrieved the bayonet the previous tenant had left under the bed and waited silently. They went away after a moment and I put the bayonet back… better that way.

    Heroin was a pretty big problem in the neighborhood and I imagine it was a junkie hoping for a break. Not my problem, though.

  5. about 13 hours ago on Calvin and Hobbes

    Probably more violent than a representative sample. Violent criminals are pursued, non-violent are not.

  6. about 14 hours ago on B.C.

    It looks like APR is jaarlijks kostenpercentage in the Netherlands.

  7. about 14 hours ago on B.C.

    Sometimes we aren’t aware of what expressions can be regional. I also assumed APR was known throughout the English speaking world.

  8. about 14 hours ago on B.C.

    About a decade ago, at least here in Arizona TV commercials offered loans at fractions of a cent below 100% Annual Percentage Rate.

    The classic Loan Shark rate is “five for four” – borrow four grand today, repay five grand next week. No kidding.

  9. about 14 hours ago on B.C.

    Three digit is above 100% per year.

  10. about 14 hours ago on B.C.

    Three digit is above 100% per year.