It is very important for people to consider nursing home insurance. It helped pay for 3 years for my mom’s nursing home. Please look into it. It is too late for your mom and dad but if you are around 50 look into it. I am not an insurance agent but I audited nursing homes and I know how expensive it is. Back in the early 2000s my mom paid 5000-5500 a month and insurance paid $2000 which is pretty good.
Inside tge donut- note the chocolate icing.