Frazz by Jef Mallett for April 08, 2021

My vague understanding is that there is an entire sub-industry of re-insurance in which casualty insurance companies insure each other’s policies, thus spreading the risk across the entire insurance industry and preventing any major catastrophe from bankrupting anyone.

I don’t know if life insurance companies need to do that. After all, in any large population the death rate is fairly predictable. But what about during pandemics?

That’s just silly. But you CAN get multiple policies. Or, as we have done, buy an umbrella policy that covers us whether it’s a car wreck, a home disaster or anything else that we have insurance on.

And if nothing else, it increases the likelihood of it still being in the car the next time it snows.

Problem is, the snow is on the outside, the brush is inside!

I’m not liking this week’s theme. Just this morning, I had to spend five minutes brushing snow off my car. It was about an inch, and it was messy. :-(

When I lived up north I never took the brush out of the car. No point. When it snows 6 months out of the year, it was easier to just leave the damn thing.

If it’s not in the car, you have to find some place to put it. I do not have a dedicated snow brush receptacle – and there is still going to be a frosty morning where I have to use the scraper.

What’s the big deal about keeping a snow brush in the car? I keep mine there year round, so I know where to find it if I need it.

If the snow is so deep I can’t get into the car, I use a broom.

Lets start with the snow in Michigan. I lived there and the brush was needed in most Aprils.

If the 25 year old has already started a family, life insurance is a good idea… If single, not so much…

What does Frazz know about “Quiet” 25 year olds?

Also, if snow is threatened, always lift your wiper blades off the windows before bedtime to ease your scraping chores before you head out!

A 25-year-old single person has no need for life insurance. Who would receive the monies should she/he die, and do they need it for sustenance?

Why would anyone ever take the snow brush out of the car? You just have to find somewhere else to store it then. It takes up next to no space. Mine sits next to the driver’s seat all year, along with an umbrella that also stays there all year.

I’ve paid auto insurance for 52 years, that’s probably $30,000.

It snowed here this morning.

I have family that just today sent me photos of fresh snow. YIKES

I leave my snow scraper/brush in the car year round. What of it?

Chains are required to cross the Cascade mountains today.

Good thing his chances aren’t next to Zigzag machines and Zagnuts, only next to Zippo, which might have been the nickname of Zipporah the mother of Gershom.

These guys are in Michigan, right ? And they have never had snow in April ?

Jef Mallett’s Blog Log

Frazz 15h · I can remember buying term life insurance in my mid- to late 20s. My wife was considered high risk and I was not. Because she had been diagnosed with multiple sclerosis, and all I did was fly hang gliders. So maybe the insurance industry isn’t the best benchmark here.

Snowed here yesterday.