Fortunately, there’s a mailbox right down the street where you can send your first payment
Interestingly, all those banks that got bailout money are not making loans. Small businesses are dying because they can’t get a loan even though they’ve never so much as been late on a payment. Friend of mine with a small business isn’t worried about taxes - he’s worried about those short-term loans he used to be able to get ion order to maintain his business
And interest started accruing the moment you signed the papers.
The banker hasn’t told him yet that interest started accruing the year he was born.