I don’t bank online, don’t shop or pay bills online. I don’t do taxes online either. I have direct deposit for my paychecks, but otherwise. I do banking and shopping in person and I pay bills and do taxes by mail. I don’t have “home mail delivery” – I get my mail and post my mail at the post office. Some people in town have mailboxes, but you don’t see mail carriers walking their route. It’s all by car. But anyway, I don’t see mail carriers going the way of the Fuller Brush Man. Some of us still rely on “snail mail” and intend to do so forever (or at least as long as we are alive).