I disagree Respectful. The ACA is a badly flawed model that makes the basic assumption that more government bureaucracy equals greater efficency. It relies heavily on taxes and complex regulation to operate..Clearly the solution lies in the opposite direction: Simplification and personal responsibility / initative. That isn’t to say taking government completely out of the picture but rather limiting government’s role to increasing competition and encouraging participation; but not through heavy handed regulation and taxes but rather through making incentives for individuals to participate..I have put my own idea of how such a system would work up before here and elsewhere. It may not be perfect but it is light years ahead of that bureaucratic nightmare called Obamacare.