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commented on Tom Toles
about 1 month ago
There are two major options here: either you bought a junk plan after the ACA passed (and thus it wasn’t grandfathered in), or your insurance company is trying to scam you into joining a more expensive plan. Without seeing the letter you got or knowing the details of your plan, I can’t say for sure which of those is the case. However, both situations have been well-documented. As for who deserves the blame – clearly it’s unfair to blame the ACA if your insurance company’s trying to scam you, unless you’re blaming it for not being restrictive enough…which you aren’t. If you bought a junk plan after the ACA passed, though, that’s your own fault and you should’ve known better. As I’ve noted before, I currently have a junk plan – but I had it before the ACA passed, it’s grandfathered in, and I can keep it if I want to. (I don’t want to, though, since I can pay about the same premium and get much better insurance in the ACA marketplace.) I did my fact-checking during the ACA debates and knew not to change plans between the time it passed and the time the marketplace opened, for exactly that reason. Of course, that’s a matter of personal responsibility… See http://bit.ly/1bW6tQD for a discussion of the “junk plans” issue, or http://bit.ly/1bW6MuJ for details on the “cancel scam” problem.
If I keep my current plan, I can still go to the same doctor I’ve been seeing on it; he’s been accepting it for years. If I change to a new insurance provider with a new plan, as I intend to, the same doctor’s in that coverage network…so nothing changes except that I pay less. See, I can actually compare features of various plans ahead of time and shop around like in a real free market. Imagine that!
Research – even Tiggers are allowed to do it. Be a smart consumer and do your homework.
I’m self-employed with a twist; I have a full-time contract with one company. Thus, I don’t get benefits because I’m technically not an employee…so I’m on the individual market. If my current policy hadn’t been grandfathered in (I was on it before the ACA passed), I’m pretty sure it wouldn’t qualify as meeting the minimum ACA standards. I have yet to hear anything from my current insurer about my new rate – which will apply for November and December, no matter what. With that said, I’ve looked at the plans available through the exchange, and I’d really have to work to find a plan that’s MORE expensive than what I’m currently paying. I’ve even found some Platinum plans that are cheaper than my current “junk insurance.” Granted, I’m looking at generic info instead of My Specific Prices, because I’m still waiting for them to verify my identity so I can complete that process…so there is that to keep in mind. However, I don’t expect the specific prices to change much, aside from the possibility of subsidies. (I make under $35K/year.) I’m looking forward to having decent insurance. Yes, I’ll be paying more than the $100/month that gets thrown around a lot…but I’m already used to paying three times that much anyway. Paying the same amount for far better coverage is a GREAT deal.
Corrected URL: http://scienceblogs.com/gregladen/2013/10/01/just-how-much-of-a-problem-is-globalwarming/
commented on Tom Toles
2 months ago
Man, you didn’t just drink the Kool-Aid; you went back for more! I thought about rebutting you in detail, but there’s no point. You won’t listen, and those who would already know the facts.
Here’s one hint, though: if you’re satisfied with the health insurance options your employer provides, you don’t have to do a thing. Keep that coverage and be happy with it.
Personally, though – I’m self-employed and pay more than I like for less coverage than I want. You’d better believe I’ll be seeing what the free-market, apples-to-apples exchanges have to offer. If I can get a better deal there, I’ll pounce on it. If not, I can still keep what I’ve got. Sure sounds like a win-win to me…
commented on Tom Toles
5 months ago
I’ll take “unremarkable” over “insane” every day of the week.
commented on Tom Toles
9 months ago
Someone that religious should certainly be aware of these Actual Biblical Facts:
1. The wisest man in the Old Testament had hundreds of wives and hundreds of concubines. So much for “one man and one woman.” (1 Kings 11:3)
2. Sodom was destroyed for its pride, selfishness, and inhospitality. (Ezekiel 16:49-50) Sounds like the GOP and its evangelical base, doesn’t it?
3. Jesus drew a distinction between secular law and religious law. (Matthew 22:15-22) Shouldn’t his followers do likewise?
4. Jesus despised the rich and loved the poor and the oppressed. How curious it is that so many churches spend so much money enriching their leaders, building massive buildings, and denigrating the oppressed rather than doing Jesus’s will and helping them…
After all, that really IS what this comes down to. America’s “Christian Taliban” wants to impose its own “sharia” law on everyone, believers and nonbelievers alike, despite the express writings of the country’s founders AND the very god they claim to follow. Satan must be overjoyed.
He who has eyes, let him see…
“Do either of you know how much deficit is being wracked-up each day?”
Do you even know what the difference is between debt and deficit?
Here’s a clue: DEBT is what increases daily due to an annual budget DEFICIT, which is the difference between revenues and spending.
Under Obama, the DEBT showed a massive increase because he had the audacity to put Bush’s two wars on the books as something we actually have to pay for. On the other hand, the DEFICIT is shrinking pretty quickly, even as many economists agree that the government should be doing more deficit spending to dig us out of the current recession.
As for the credit downgrade, calling that an Obama achievement is laughable. Congressional Republicans caused that, and everybody with an ounce of common sense knows that. But then, such people also know the difference between the debt and the deficit…
“The top 1% pay 39% of all income taxes.”
Sure, but “income taxes” is a red herring. If you want the real picture, look at ALL taxes – including sales tax (over 9% where I live), property tax (which you pay even if you rent), gasoline tax, Social Security and other payroll deductions…
When you look at the full picture, the top 10% pay an obscenely small tax rate compared to the rest of the country. Yes, they pay more dollars – as they damn well SHOULD! – but they’re still getting off a lot lighter than you think.
In 2010, the top 1% had 35% of the nation’s wealth, the next 9% had another 40%, and the bottom 50% barely had 1%.
I have no problem with saying that the richest 10% ought to be paying 75% of the nation’s taxes, since they have 75% of the nation’s wealth.
“And by ‘own’ most of the wealth do you mean ‘earned it’?”
Refresh my memory – how much of her fortune did Paris Hilton earn? Oh, right – her dad did all the work.
Some rich people did earn their money, and they’re generally the ones who say their taxes are too low. The ones whining about having to pay are those who inherited their fortunes and never had to learn that being part of a community means paying your fair share, not rigging the game.
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