BRIEF PSA HERE:
You can check your credit report for free at each of the three firms that dominate the market, on an annual basis, at one and only one website. It is: https://www.annualcreditreport.com/cra/index.jsp. I do not and have never worked for any of these companies. It is a good idea for everyone to take advantage of this tool. There is additional info and links on that web site to find other tools to protect your credit.