MStevenson58, gmgodsil: Do you believe the Affordable Care Act will “derail” – or do you hope it will? There’s a big difference in motivation.`I consider much of the opposition to ACA (or “Obamacare” if you will) – or social programs generally – is much more rooted in philosophy than in doubts of practicality or social benefit. All too many simply can not abide the thought that someone “unworthy” will game the system and receive unmerited benefits. (They tend to be they types who hold that the only roads which need to be paved are the ones they personally use.)`Predictably, with something as broad reaching and involved as ACA a number of participants will experience their difficulties and inequities. (That never happens in the private sector, right?) And those who hold that any program they oppose which is not a 100% success is therefore a 100% failure will tirelessly illustrate these missteps.