Mike Luckovich by Mike Luckovich

Mike Luckovich

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  1. Chillbilly

    Chillbilly said, over 2 years ago

    America: Where yoga is competitive and education isn’t.

  2. Kevin Robinson

    Kevin Robinson said, over 2 years ago

    Wait Obama promised that would not happen once he took over student loan programs.

  3. Stipple

    Stipple said, over 2 years ago

    Maybe, just maybe, if a person is not inclined to excel at formal learning they should take up a trade instead of debt?
    Scholarships pay the way for those capable, those not smart enough to avoid crippling debt are not smart enough to belong in school.

  4. pirate227

    pirate227 said, over 2 years ago

    The cost of college is outrageous but, these kids should get degrees that can help pay back those loans.

  5. Gary McSpook

    Gary McSpook said, over 2 years ago

    Better if they can say it in Chinese.

  6. Uncle Joe

    Uncle Joe GoComics PRO Member said, over 2 years ago

    @Kevin Robinson

    Every student in the United States has benefitted or will benefit from a piece of legislation passed by President Barack Obama in 2010 called the Student Aid and Fiscal Responsibility Act. Yet, there are many students who do not know about this bill or its implications for their student loan future. It is essential to understand what this bill does and aims to do for students just like you.

    First, banks (or, third-party lenders) can no longer lend federal student loans. These lenders served as middlemen who derived a profit on a deal that really only required the federal government and the student. Now, the Department of Education distributes loans through the federal Direct Loan Program directly to students.

    Next, all graduated students will be required to pay only 10% of their income in loan repayment. This cap is a great benefit to students. President Obama said he did not want the burden of student loan repayment to discourage students from pursuing degrees in career fields that are essential—such as nursing or teaching—but perhaps not as lucrative as law or medicine. Before, your monthly bill was determined by 15% of your income.

    In fact, to further encourage careers in public service, those who work in these fields will see their loans forgiven after 10 years of on-time payments. Obama also reduced the forgiveness period for all other student loans to 20 years. That means if a 22-year-old college graduate pays their loans on time, they don’t have to worry about paying their loans while also having to worry about their child’s college tuition.

    Finally, President Obama increased the amount of Pell Grant money a student can receive. A Pell Grant is money given by the federal government to students in financial need and does not need to be repaid. For many low-income students, these grants can be what allow them to attend college.

  7. Robert Landers

    Robert Landers said, over 2 years ago

    @Uncle Joe

    That is truly a great bill! But also perhaps at least some students getting ready for college should remember just what curriculum’s are now paying the best wages and benefits not only straight out of college, but also later on in life.

    Such curriculum’s as the hard sciences, such as mathematics, physics, and chemistry, but also almost all of the engineering curriculum’s as well. I know from personal experience that these curriculum’s are not only harder, but usually require more time in either colleges or universities. But, they not only result in jobs right out of school, but also result in well paying middle class jobs for the rest of your working career. In the era of right after the Apollo era of the 1960’s, it was said that a degree in engineering could get you a good job in a gas station, but that era is now far behind us. Just a consideration for at least those that would be capable of such careers is all!!

  8. Zuhlamon

    Zuhlamon GoComics PRO Member said, over 2 years ago

    Elizabeth Warren proposed a bill to bypass the bank middlemen and grant loans directly to students. The banks currently have zero liability (and lucrative profits) to loan out public money. Republicans, of course, want nothing to do with that idea, but have no other substitute.

  9. Night-Gaunt49

    Night-Gaunt49 GoComics PRO Member said, over 2 years ago

    No other first world country saddles their graduates with such a burden of to pay back.

  10. Gary McSpook

    Gary McSpook said, over 2 years ago

    Sadly, to some degree you are incorrect. In the future plumbers, carpenters, electricians, mechanics and truck drivers may very well be replaced my machines; but the kinds of things taught in the liberal arts (for example poetry, painting or acting) cannot be done by machines (someday perhaps, but that level of programming will be awhile in coming).
    Artists will often use machines (computers), but the guiding force will still be human.
    But even now a truck can be programmed to drive itself.

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