Lisa Benson by Lisa Benson

Lisa Benson

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  1. Respectful Troll

    Respectful Troll said, about 3 years ago

    Romney/Obama Care is like a car that needs to be recalled by the builders. You don’t take the car away from the person to whom it belongs, you fix it, or replace it with something better. It’s time for the administration and legislature to start working together on this very important issue.
    Respectfully,
    C.

  2. narrowminded

    narrowminded said, about 3 years ago

    It is a tax(the largest in human history) that was unconstitutionally passed.

  3. Bruce4671

    Bruce4671 said, about 3 years ago

    So why is it that everything this guy says turns out to NOT be correct?

    Obama Care penalty is a tax, oh no it’s a fine, no no no it IS a tax.

    Obamacare will lower the costs of insurance for a family of four $2400 by 2014….oops that’s raise the costs by $2400

    Obamacare will cover 30 million Americans that do not have insurance …. uh nope won’t do it

    There are NO “death panels” ….but there is a panel that will evaluate “cost effectiveness” and make “recommendations” on who should get certain procedures and who – as Obama said – should maybe just be given a pill….

    And my personal favorite “If you like your plan and your doctor you will be able to keep them” ….. well that is IF your employer doesn’t drop the plan and IF your doctor decides to continue his practice (mine said he will but will NOT take new patients with medicare).

    http://www.newsmax.com/US/cadillac-tax-obamacare-plans/2013/05/27/id/506527

    I’m all for a single payer system.
    This country could very easily pay for it and NOT borrow money to do it. The problem is DC and the power/control issue. This bill is NOT the panacea proclaim by Obama but does seem to resemble Pandora’s Box.

  4. ARodney

    ARodney said, about 3 years ago

    Actually, Obamacare is lowering insurance costs substantially in California and Oregon (notably, these are states that are interested in making it work). Prices are likely to be similar in other blue states. The Republicans are going to be chagrined when their hard work destroying Obamacare makes their states (surprise!) considerably less competitive than states that will have near-universal coverage.

  5. Tax Man

    Tax Man said, about 3 years ago

    It would have cost less to just go out in the free market and buy health insurance for those who don’t have it.

  6. Tax Man

    Tax Man said, about 3 years ago

    @Bruce4671

    You say that we can"easily pay for it" but you don’t say how. We are already creating more debt every day, but this will not cost anything additional.

  7. Respectful Troll

    Respectful Troll said, about 3 years ago

    Hello Neighbors,
    I hate using partisan news sources, but this was the first one I found that confirmed a story I heard on the radio.
    ^
    http://www.motherjones.com/kevin-drum/2013/05/competitive-pricing-oregon-test-case-obamacare
    ^
    The gist of the story is in this line -
    “…a comparison of proposed 2014 health premiums became public online, causing two insurers to request do-overs to lower their rates even before the state determines whether they’re justified.”
    ^
    This one feature of the healthcare bill allowed your friends, family, and neighbors to comparison shop and in response, two insurers cut the price of the premiums.
    ^
    There are many more benefits in this bill, but let me be clear….
    THIS IS NOT THE BEST PRODUCT for our nation. It is just the best we can do with the legislators we have at the moment. Mr. Obama has expressed his willingness to have sensible changes made to the plan.
    ^
    Please realize that we are already being taxed by the hospitals who must overcharge those who can pay in order to compensate for the many people they serve who cannot pay. If the parties can come together and repair this “car”, our nation will benefit greatly. I am sorry the Republicans want to simply get rid of the car without replacing it with a viable alternative. The proposals I’ve seen from the right reduce services and access. The proposal from the left has problems and needs repair.
    But then, so does our legislature.
    Respectfully,
    C.

  8. Wraithkin

    Wraithkin said, about 3 years ago

    Warning: Long post

    Mechanic: I wanted to point one thing for you. The Obama administration defended the penalty as a tax, because that’s the only way it would meet muster before the commerce clause in the constitution and have it fall under the IRS’ purview. So Roberts upheld it as a tax. Thus, Americans technically are facing the largest tax hike in history. Why? Here’s why:

    Healthy people will not get the insurance until they get sick; it’s cheaper for them to pay the penalty every year (off their tax returns, no less) than it is for them to pay the monthly premiums. So the healthy people will stay out of the market, and the sick will flood to the market. When that happens, the premiums are going to spike because there won’t be enough healthy people paying into the system to make up for the massive outlays that will be present for the sick people. At some point, the premiums will (again) become cost prohibitive, subsidies or not.

    That’s because at some point, someone has to pay for it. Do you honestly think people in my situation (upper middle class, making less than 100k a year) are going to want to pay for someone making 30k less a year to have “free” insurance? Of course not.

    Working in the auto insurance industry, I know how underwriting and actuaries do their work. I know how premiums are calculated. I understand concepts such as loss ratio and reserves. And when you have claim outlays + expenses exceeding premium intake, you are looking at an insolvent insurance company. Mathematically, the PPACA is a ticking time bomb. And this has been one of my primary arguments all along.

    @ Doc: While those 30 million may be able to purchase coverage through the exchanges or through medicare, how many are going to lose their coverage or have to pay through the nose to keep their coverage? And how many of those 30 million uninsured want insurance coverage? Of those 30 million, I’m willing to bet a great number of them are college kids. They don’t have the money to pay for health insurance. So instead we’re going to fine them for it?

    Like coraryan said above, even the Unions are starting to see the pending disaster coming down the pike. The tax deferment for “cadillac plans” are coming to an end next year, and they don’t like the way the costs are coming. The more people find out and understand what’s in the PPACA, the less there is to like about it.

    So a solution. The issue is we haven’t identified the problem. The problem is not “people don’t have insurance.” The problem is “insurance costs too much.” Let’s examine this for a second, shall we?

    What do dentist plans, vet plans, and vision plans all have in common? They are cheap, they are regularly used (by people who need them), and they all have a cost-share plan. That last part is why these insurances are so inexpensive. At the dentist office, people know routine cleanings are covered (preventative care, right?!), but orthodontic work is only covered at a set percent. Extractions, fillings, etc. All at a percentage of the overall bill.

    Vision plans are similar. You get exams for free (again, preventative care), but you have to pay something for your lenses and frames, to some degree.

    And the same goes for vet bills. They can perform expensive-as-heck surgery on Man’s Best Friend for only a couple thousand dollars. The same surgery would probably cost at least 5 figures, maybe even 6.

    Why is there the cost disparity? Because people pay something for every one of those, and with more and more health insurance packages, you pay nothing or very little out of your own pocket. The assumption is, “My insurance will cover it.” Mechanic covered it, albeit tangentially, but it was that simple decision: Do you want to pay for this? “How much?” “Don’t know, just sign here.” “Ummm.. no.” That is revenue lost by the doctor and hospital.

    On your auto insurance, why don’t you file claims for every little knick, dent, ding, and blemish on your vehicle? Because you have to pay for the first $500 or $1000 of the claim. And if you have an extensive claim history, your premiums go up. gasp fathom that!

    So a combination of ignorant/uninformed health care consumers, combined with no out-of-pocket expenses associated with any care, and no risk for making excessive quantities of claims, all add up to the cost of health insurance going up.

    So the solution is simple: Require a minimum deductible of $500-1000 per surgical claim (note: claim, not year), and let them pick their deductible level (higher deductible = lower cost). Cover preventative care and PCP visits in full (cheaper to change the oil on your car and rotate your tires than it is to pay for a new engine!). Reform tort law to prevent the urge of doctors to run unnecessary tests to cover their rears. Allow cross-state competition between insurance companies. And encourage people to build their HSA’s. Make them interest-bearing and tax-exempt, and cross-state compatible.

    For the poor? Subsidize these HSA’s and/or premiums. And remove “in network vs. out of network” crap. I should be able to go to whatever doctor I want, in or out of network. If someone is coming with pre-existing conditions, allow the carriers to increase premiums for a certain duration, and require that person to stay in a contract for at least a two or three years. This way it will prevent people staying uninsured and then buying insurance just to get coverage and then dropping once they’re better.

    Make people responsible for their decisions for care. If there is a shared expense for consumers, they are more likely to shop around. And as we have seen in many many markets, when there is competition, price drops. Just look at the cost of your car insurance. If you don’t like one, go to a different carrier.

  9. Gojump Inacreek

    Gojump Inacreek said, about 3 years ago

    I’ve been in one union or another since 1973 and after about 20 years it finally occurred to me that the republican who said “I hate unions and I’m going to screw you every chance I get” was more honest than the democrat who said “You’re our buddy so vote for me”, and then screwed us every chance they got!
    It only took about 10 more years to realize that neither one of them has anyone’s best interest at heart except their own and will do or say anything to remain in power. The sooner the rest of you figure that out, the better off we’ll ALL be!

  10. dtroutma

    dtroutma GoComics PRO Member said, about 3 years ago

    The simple fact is that the cost increasing features of ACA (requiring PRIVATE insurance companies) and other laws refusing to allow Medicare to negotiate drug prices, should be called “Boehner don’t care”.


    Yes, too long a bill, with many flaws remaining, but inserted by REPUBLICAN legislators in House and Senate.

  11. Hedgehog

    Hedgehog said, about 3 years ago

    “in fact do anything to hinder efforts by this president that may improve the lot for the average American, "

    There was a time, within my lifetime, when people helped themselves. As Progressivism spreads, people seem to be able (and motivated) to do less and less for themselves. It’s always the other guy’s fault, isn’t it?

  12. Hedgehog

    Hedgehog said, about 3 years ago

    “Actually, Obamacare is lowering insurance costs substantially in California and Oregon (notably, these are states that are interested in making it work).”

    California is all but bankrupt. God only knows where the money will come from to pay for this.

  13. ahab

    ahab GoComics PRO Member said, about 3 years ago

    Yeah, if you live in a state with a Republican Governor, you are screwed, blued, and frapped. http://www.sltrib/sltrib/opinion/65374805-82/utah-health-medicaid-state.html.csp

  14. ahab

    ahab GoComics PRO Member said, about 3 years ago

    www.apha.com , go to the search engine, and enter “ACA implementation”

  15. disgustedtaxpayer

    disgustedtaxpayer said, about 3 years ago

    Q for Obamacare supporters:

    So Americans should expect the federal treasury to cover lifetime health insurance? Including all the foreigners being welcomed into the USA by Democrats and the Obama administration?
    -
    It is, IMO, the most modern version of Tooth Fairy and Santa Claus and the Easter Bunny…..myths for a nation of Dependents.
    -
    IMO the best system for any society is God’s Plan; in the Founders’ Liberty and Individual Rights to learn, work and earn and support himself/herself and family, provide personal insurance coverage of choice in a competitive market.
    -
    Any Government safety net should be for the citizens with provable inability to earn income for needs. With follow-up checking of annual status. No one else, including elected representatives in state and federal government, should have their healthcare paid by taxpayers. Personal Responsibility should be taught in each year in schools of America.
    -
    The false separation of God from State should be ended. God and Bible should be put back into public education in all schools, with God as the only true Provider for each and every citizen that asks Him. God directed my every test and treatment for serious illnesses, in the years I paid private insurance and in the years after I was forced into Medicare and prevented from keeping private insurance. God is active to bless believers, and wants everyone to know and trust Him as #1 loving Father who gave His only Son as Saviour to atone for sin. Living a lifetime on earth is part of God’s Abundant Life for believers

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