Lalo Alcaraz by Lalo Alcaraz

Lalo Alcaraz

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  1. Enoki

    Enoki said, about 3 years ago

    Oh, like this guy doesn’t know what he wants and needs the government to tell him what he needs…

  2. I Play One On TV

    I Play One On TV said, about 3 years ago

    Caveat Emptor, eh? How many of you researched coverages, exclusions, and all the other details that are specifically placed to make it hard for the average person to understand before you chose your insurance coverage? Or did someone else do that for you?

    I hope none of you posters above are ever in the position of finding out that the insurance that you thought you had is nowhere close to what you actually have. And the only way you’ll ever find out…….is the hard way.

    A lot of this reminds me of the arguments for and against predatory lenders. People have a right to shop for whatever loan they want, or whatever loan they can qualify for. 300% interest? Well, he should have known better. The argument for not interfering with this practice in the legislature in Virginia was centered around the fact that people should be allowed to make their money, regardless of the damage their business can cause to others.

    It’s all a matter of priorities. Choose yours wisely; prior preparation prevents poor performance.

  3. Bruce4671

    Bruce4671 said, about 3 years ago

    @I Play One On TV

    What’s your point? Do you have to have someone hold your hand and make every decision for you?

    Have you ever bought a car? Did you read the contract? NO?

    Bought a house?

    Credit card?

    Signed your tax forms?

    If you are going to sign your name – placing your bond and guarantee you will adhere to the terms of any contract – you need to READ IT.

    Sort of like reading legislation BEFORE you vote on it.

    So yeah, I researched. Did YOU?

  4. Darren Blair

    Darren Blair said, about 3 years ago

    Due to the local economy, I’m making a mere $300 / month. What I don’t need for expenses is going towards paying for a new car so that I can move to an area where the economy is better.
    There’s no way I can afford an Obamacare-complient plan.

  5. cjr53

    cjr53 said, about 3 years ago

    They personally don’t and Lalo Alcaraz isn’t saying they do. There are plans out that are expensive, and provide no real benefits. I had one of those through my work.

  6. cjr53

    cjr53 said, about 3 years ago

    @Darren Blair

    Then you’ll love the republican offering. It costs you nothing as long as you don’t get sick.

  7. Alamo

    Alamo said, about 3 years ago

    I stopped reading the racist rants of Lalo Alcaraz a long time ago. His anti-American, pro-illegal alien “cartoons” belong in some far-left political forum instead of cluttering up the comic strip section with his trash.

  8. dtroutma

    dtroutma GoComics PRO Member said, about 3 years ago

    Keepiing my plan, and this year the premium is only going up 3% as opposed to the 13% annual increase for the last 15 years since “W” started “controlling costs”, HAR! But my copay on 90 day supply is also going from $5 to $10, there’s another “budget buster” tha’s probably due to the ACA restrictions.

  9. cjr53

    cjr53 said, about 3 years ago


    My co-pay was $60 per visit to my oncologist. The co-pays did not count towards the deductible either. That plan did NOTHING except take my money in premiums. I’m sure it one that is canceling people.

  10. Zuhlamon

    Zuhlamon GoComics PRO Member said, about 3 years ago

    @Darren Blair

    Due to the local economy, I’m making a mere $300 / month … There’s no way I can afford an Obamacare-complient plan.
    If you are in a state not controlled by the Republicans, you should be eligible for the Medicaid expansion (which was blocked by the Republicans because, you know, freedom ). On the exchanges, you’re probably eligible for subsidies that could make health insurance into the low double or even single digits, if any at all. It’s still your responsibility to look, however.

  11. Darren Blair

    Darren Blair said, about 3 years ago


    Actually, before all of this went down, I was looking at a “junk” plan that would cost me a mere $67 / month.
    I don’t see a doctor very often (once a year, if at that), and so it would have been just what I needed.
    Too bad it’s not Obamacare-complient, however,

  12. Lithanus

    Lithanus GoComics PRO Member said, about 3 years ago

    Wow, that is reaching to a pathetic level, but right in line with the liberal philosophy: “If you were just smart enough to understand how and why we’re screwing you, you’d like how well we do it!”

  13. Bruce4671

    Bruce4671 said, about 3 years ago

    The bottom line is:

    We now have a law that forces citizens to purchase a product for no other reason than that they draw breath. No, it is NOT like car insurance. One does not have to buy it if one does not own a car. The only perquisite for a government required health care plan is that you exist.

    The ice is broken. What is to keep the government from now using that law as a precedent and means testing your housing. Oh yeah. As a family of 4, you purchased and paid for a 3 bedroom 2 bath single family home. Now, the kids have grown and moved out (yeah it’s still the dream) and the government – in all it’s efficiency – passes a law to “conserve housing” and “means” test everyone. You and your wife have no "need’ for a home with extra beds so out you go and they put you into a one bedroom studio apartment. Can’t happen? Really? But there are no laws that give the government the power to force people to buy a product …. uhhh ….. until the ACA that is.

    And the bitch is that you have no voice in what is “needed” in the policy. There is a “standard”. Yep.

    You eat an elephant one bite at a time.

  14. Kaffekup

    Kaffekup said, about 3 years ago

    If you go to the doctor once a year, no insurance will ever pay for that, due to deductibles.
    And the reason people need to have insursnce is that, if they need care and can’t pay, someone else pays.
    I remember Idiot Scalia asking why couldn’t a law require people to buy broccoli. The obvious answer that the other side didn’t say was that’s ridiculous because nobody says that the people in line behind me will pay for it, so I get it free.

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