Jen Sorensen by Jen Sorensen

Jen SorensenNo Zoom

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  1. Randy_B

    Randy_B GoComics PRO Member said, about 3 years ago

    Yes. All employees of a company should have the same “options”.

  2. ConserveGov

    ConserveGov said, about 3 years ago

    An employer is only allowed to offer this as an option, which for many low wage employees is alot cheaper than going to a check cashing store. If they want a paycheck then the employer must provide one.
    Funny toon, but pure fiction.

  3. Randy_B

    Randy_B GoComics PRO Member said, about 3 years ago

    @ConserveGov

    Nope, it’s a real issue. Use the search term “payroll card” in Google News. It may surprise you to learn that there is often a difference between what’s legal and what’s actually done.

  4. Adam Sherlock

    Adam Sherlock said, about 3 years ago

    First it is an option – then it becomes a reality.

    This of course is nothing new. In the 18-19th Century Britain had a number of “Truck Systems” – see wikipedia! – in place. Frequently the employee was paid in company money, which could only be exchanged at the company store. Obviously the prices were in the companies advantage.

    Laws were enacted to stop this.

  5. motivemagus

    motivemagus said, about 3 years ago

    The government’s job is to protect the individual against the encroachments of large organizations. That used to be a Republican value (cf. Teddy Roosevelt), not something to be struck down (cf. the Republican Congress and SCOTUS).

  6. 3hourtour

    3hourtour GoComics PRO Member said, about 3 years ago

    ..I owe my soul to the company store…

  7. Newenglandah

    Newenglandah said, about 3 years ago

    3hourtour has it right. How long will it be before Walmart pays their “associates” in Walmart cards (good only at Walmart)?

  8. Fourcrows

    Fourcrows said, about 3 years ago

    @ConserveGov

    Not fiction at all. I have a friend who owns 3 7-11 franchises. The paycheck is not an option, nor is direct deposit. In fact, I helped him set up a new security network in his stores, and since he requested the corporate office to pay me for my work, I had to accept my pay on one of those cards, even though I was a contractor, not an employee. I just took all the cash out at the ATM and deposited it into my own account.

  9. d_legendary1 Demands Dr.C's Release

    d_legendary1 Demands Dr.C's Release said, about 3 years ago

    @ConserveGov

    THIS STORY IS TRUE!!! These fees can take such a big bite out of paychecks that some employees end up making less than the minimum wage once the charges are taken into account.

  10. ConserveGov

    ConserveGov said, about 3 years ago

    @Fourcrows

    Ok I looked into it and I might be wrong on this. Apparently some employers are forcing workers to be paid this way. It could be illegal and they will get sued by the thousands of lawyers that love to sue employers.
    I guess if you pay somebody with a card, it must be the entire amount of their pay with NO FEE to cash it out immediately.
    So I guess that would be just like a check where people deposit it into their bank or take it to a check cashing store (if you dont have a bank account) which CHARGES to cash it. The only way it would cost more is if you use it like a prepaid Visa or MC (which also have fees) to pay all of your bills and as a bank account.
    So they should just get it, take it to the bank or store and cash out your entire check or deposit it in a bank. Bingo.
    So this actually is better for many of the working poor!

  11. Night-Gaunt49

    Night-Gaunt49 GoComics PRO Member said, about 3 years ago

    @Adam Sherlock

    Now imagine not just being paid ins script as it was called here but with added fees to drain their meager money even faster.

  12. Night-Gaunt49

    Night-Gaunt49 GoComics PRO Member said, about 3 years ago

    Look who is in govt and the lead corporations-the same people! In and out around and round. Convenient indeed for them.

  13. Fourcrows

    Fourcrows said, about 3 years ago

    @ConserveGov

    Not sure how illegal it is, but it is apparently legal enough for corporations to use it. What happens is, in the case of 7-11, the ATM in the store does not charge a fee, but there is a fee in addition to the machine’s own fee for using it at another machine. There is also a $.25 charge for every register transaction or online purchase, and a $2.50 fee for every refused purchase.
    So you are correct – it should be used only to remove your entire paycheck each week, and either use the cash or put it into another account. It is just much less convenient for the employee. The only reason they are becoming popular is because the backing bank (Money Network) and the employer make money off the fees of the people who don’t do that. So essentially, they are taking back the some of the pay of their employees.
    Is it better for the working poor? In some cases, perhaps, if they follow your guidelines. However, I think the practice is specifically targeting those who don’t. That is where the immorality of the practice comes in – taking advantage of someone who does not know any better.

  14. braindead08

    braindead08 GoComics PRO Member said, about 3 years ago

    @ConserveGov

    “An employer is only allowed to offer this as an option, which for many low wage employees is alot cheaper than going to a check cashing store. If they want a paycheck then the employer must provide one.”
    -
    I see you’ve completed the normal amount of research for a Fox “news” viewer.

  15. Hedgehog

    Hedgehog said, about 3 years ago

    These debit cards are nothing more than a modern day version of the “Company Store”.

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