Insurance companies are the world’s leading experts at the ol’ bait and switch. You buy the insurance thinking it will, you know, bleedin’ insure you. Then when a drunk pilot lands his plane on you, all of a sudden you have a “pre-existing condition”!
Have any of the people who insist that universal health care is terrible actually visited and talked to people in those countries that have it? Or are they just repeating Fox Noise? I’m Canadian, and I think one of the benefits of universal health care is knowing that we are looking out for each other, that we have each others backs. The people who need more out of it than they put in are mostly the folks who can’t help it — nature or accident gave them a bum deal. No one asks to be born with cerebral palsy or to be the one in the intersection when the idiot on the cell phone blows through the red light.
I had a 85/15% Blue Cross plan when I was 18. Since I was a foster kid, I wasn’t covered on my parents insurance. Then I started having neurological problems at 20. Doctors spent $10k in about two months on testing. Blue Cross claimed that I lied on my application about any pre-existing conditions, and dropped me without paying a dime on my claims. The 10k in medical bills are still out there as a court judgement against me, gathering 12% virtual interest, if I ever manage to come into a lot of money.
Your argument is exactly why private “insurance” doesn’t work. You’re not insuring possbile health problems; you’re paying to insure aginst health problems that WILL crop up, and your insurance company is designed for share-holder profit, and to deny every claim they can to keep profits high.Universal health coverage is affordable because EVERYONE pays. SOme of us are lucky and don’t need to make use of the “insurance” we pay for, and those profits are used for people who do need extra care. I don’t mind paying for my neighbour’s recovery from a broken leg, because he’ll help pay for my recovery from a stroke. (BTW, two examples I hope never happen!)
Please take care with your name-calling, and learn your country’s history. You could start by learning who President GHW Bush was named after, and what his namesake did.
You’re correct; it’s nobody’s business to know whether you are sufficiently insured. However, assuming you’re in the USA, I hope for your financial security that you have sufficient health insurance. Even better, it would be more healthy for you to have sufficient wealth to cover all your future health needs yourself, because your insurance will have limits.
I’ll call your bluff: my provincial medicare program pays for drugs for terminal illnesses; thus, chemotherapy drugs are 100% covered with no direct cost to the patient, and no limits to the coverage.
In contrast to that, your American HMO plan will have a lifetime limit to the amount you can claim. Where Saskatchrewan medicare might pay $35,000 annually for a patient’s chemo drugs for a s long as needed, your Wealth management Organization might pay $350,000 annually, and after your million-dollar limit is up, it’s “have a nice death,” and any other plan you buy won’t cover chemotherapy because of pre-existing conditions. Yeah, free enterprise for the win – as long as you’re a major shareholder.
Michael Peterson Premium Member over 10 years ago
Most people who have cadillac health plans also have at least one cadillac.
sbchamp over 10 years ago
Dinky rant todayAmazed I iz!
Godfreydaniel over 10 years ago
Insurance companies are the world’s leading experts at the ol’ bait and switch. You buy the insurance thinking it will, you know, bleedin’ insure you. Then when a drunk pilot lands his plane on you, all of a sudden you have a “pre-existing condition”!
Godfreydaniel over 10 years ago
And they cancel your policy, and they don’t even thank you for all those years of payments you made to them!
mrssaskfan over 10 years ago
Have any of the people who insist that universal health care is terrible actually visited and talked to people in those countries that have it? Or are they just repeating Fox Noise? I’m Canadian, and I think one of the benefits of universal health care is knowing that we are looking out for each other, that we have each others backs. The people who need more out of it than they put in are mostly the folks who can’t help it — nature or accident gave them a bum deal. No one asks to be born with cerebral palsy or to be the one in the intersection when the idiot on the cell phone blows through the red light.
Boots at the Boar Premium Member over 10 years ago
I had a 85/15% Blue Cross plan when I was 18. Since I was a foster kid, I wasn’t covered on my parents insurance. Then I started having neurological problems at 20. Doctors spent $10k in about two months on testing. Blue Cross claimed that I lied on my application about any pre-existing conditions, and dropped me without paying a dime on my claims. The 10k in medical bills are still out there as a court judgement against me, gathering 12% virtual interest, if I ever manage to come into a lot of money.
gosfreikempe over 10 years ago
Your argument is exactly why private “insurance” doesn’t work. You’re not insuring possbile health problems; you’re paying to insure aginst health problems that WILL crop up, and your insurance company is designed for share-holder profit, and to deny every claim they can to keep profits high.Universal health coverage is affordable because EVERYONE pays. SOme of us are lucky and don’t need to make use of the “insurance” we pay for, and those profits are used for people who do need extra care. I don’t mind paying for my neighbour’s recovery from a broken leg, because he’ll help pay for my recovery from a stroke. (BTW, two examples I hope never happen!)
gosfreikempe over 10 years ago
Please take care with your name-calling, and learn your country’s history. You could start by learning who President GHW Bush was named after, and what his namesake did.
gosfreikempe over 10 years ago
You’re correct; it’s nobody’s business to know whether you are sufficiently insured. However, assuming you’re in the USA, I hope for your financial security that you have sufficient health insurance. Even better, it would be more healthy for you to have sufficient wealth to cover all your future health needs yourself, because your insurance will have limits.
gosfreikempe over 10 years ago
I’ll call your bluff: my provincial medicare program pays for drugs for terminal illnesses; thus, chemotherapy drugs are 100% covered with no direct cost to the patient, and no limits to the coverage.
In contrast to that, your American HMO plan will have a lifetime limit to the amount you can claim. Where Saskatchrewan medicare might pay $35,000 annually for a patient’s chemo drugs for a s long as needed, your Wealth management Organization might pay $350,000 annually, and after your million-dollar limit is up, it’s “have a nice death,” and any other plan you buy won’t cover chemotherapy because of pre-existing conditions. Yeah, free enterprise for the win – as long as you’re a major shareholder.