The delay of part of Obamacare only affects about one percent of workers. Those that work for companies that have more than 50 employees and don’t get healthcare now.
Okay. I have posted this twice today already, but since you asked…
1. ObamaCare prohibits insurance companies from dropping your coverage if you get sick or make an honest mistake on your application.2. It eliminates pre-existing conditions and gender discrimination.3. Lets young adults stay on their parent’s plans until 26.4. Creates State based Health Insurance Exchange Marketplaces where Americans can shop for Federally regulated and subsided insurance.5. Protects against unjustified rate hikes and give you more rights to appeal insurance company decisions and much, much more.Points 1, 2, and 5 protect citizens from rapacious insurance companies and their near-monopoly status (most states have no more than one or two major plans available).Point 4 introduces competition — you’d think Republicans would like that — SINCE THEY CAME UP WITH IT.Point 3 helps cover one of the least-covered groups and also provides some financial support for the program, as young people have fewer medical needs, which is precisely why some of the jerks in the GOP are trying to persuade them to put their health at risk to suit THEIR political needs.
My comment went wonky, so I’ll try again:Number 3 makes the program more solvent in the same way all insurance companies work: they balance those who need healthcare (and money to pay for it) with those who do not need healthcare (and thus are only paying into the program). It’s a bet that you never have to pay out more than you are taking in, and they pay actuaries to make sure the odds play out in their favor.As for your other point on parents, the provision means kids can be kept on employer-supplied insurance. That means there may be some incremental cost to the parents if you have to pay those things, but it is certainly a lot cheaper than having to pay your child’s total medical expenses (or for them to pay their own) in case of emergency. I for one would be happy to help my kids this way.
Describe the pay back. How will the ACA cope when all the other younger folks pay the cheaper fine rather than buy a policy they don’t want? As usual, the Govt Geeks aren’t thinking things through.
A..Anybody who honestly thought a massive program like this was going to be plug-and-play can’t be much over 8 years old..But honesty has never come into A’s analysis of the law.
Juveniles backing the ACA 1000% is probably a bit of an exaggeration. There is a large contingent of sensible people, however, who think the present system is not working very well and would like to see improvements. Unfortunately, you don’t always get what you want, but what is possible. But you’ve got to start somewhere.
" I know a divorcee, working for $15 an hour and gets $1200 a month in food stamps (WIC). Tell me that is not “free stuff.”Not having the particulars, I cannot judge what this person qualifies for, how many dependents and other factors.If you think this is more than they are qualified for, report their abuse. But think, if her situations improves, she will be paying this back in taxes and fees.
Thanks for not flaming. The ACA developers have not done a good job of explaining how the new law is supposed to work. I think existing programs incentivize dependence on the Feds and the new law will increase that process. Eventually, robbing Peter to pay Paul will collapse and take our economy with it.
rockngolfer over 10 years ago
The delay of part of Obamacare only affects about one percent of workers. Those that work for companies that have more than 50 employees and don’t get healthcare now.
Motivemagus over 10 years ago
Okay. I have posted this twice today already, but since you asked…
1. ObamaCare prohibits insurance companies from dropping your coverage if you get sick or make an honest mistake on your application.2. It eliminates pre-existing conditions and gender discrimination.3. Lets young adults stay on their parent’s plans until 26.4. Creates State based Health Insurance Exchange Marketplaces where Americans can shop for Federally regulated and subsided insurance.5. Protects against unjustified rate hikes and give you more rights to appeal insurance company decisions and much, much more.Points 1, 2, and 5 protect citizens from rapacious insurance companies and their near-monopoly status (most states have no more than one or two major plans available).Point 4 introduces competition — you’d think Republicans would like that — SINCE THEY CAME UP WITH IT.Point 3 helps cover one of the least-covered groups and also provides some financial support for the program, as young people have fewer medical needs, which is precisely why some of the jerks in the GOP are trying to persuade them to put their health at risk to suit THEIR political needs.
Motivemagus over 10 years ago
Simply inaccurate.
eugene57 over 10 years ago
Free stuff, Free stuff. Where, what I find are, people have to pay for what they get, tho some will be subsidized, none of it is free.
Enoki over 10 years ago
C. The public.
Motivemagus over 10 years ago
My comment went wonky, so I’ll try again:Number 3 makes the program more solvent in the same way all insurance companies work: they balance those who need healthcare (and money to pay for it) with those who do not need healthcare (and thus are only paying into the program). It’s a bet that you never have to pay out more than you are taking in, and they pay actuaries to make sure the odds play out in their favor.As for your other point on parents, the provision means kids can be kept on employer-supplied insurance. That means there may be some incremental cost to the parents if you have to pay those things, but it is certainly a lot cheaper than having to pay your child’s total medical expenses (or for them to pay their own) in case of emergency. I for one would be happy to help my kids this way.
dzw3030 over 10 years ago
Describe the pay back. How will the ACA cope when all the other younger folks pay the cheaper fine rather than buy a policy they don’t want? As usual, the Govt Geeks aren’t thinking things through.
Michael Peterson Premium Member over 10 years ago
A..Anybody who honestly thought a massive program like this was going to be plug-and-play can’t be much over 8 years old..But honesty has never come into A’s analysis of the law.
Gypsy8 over 10 years ago
Juveniles backing the ACA 1000% is probably a bit of an exaggeration. There is a large contingent of sensible people, however, who think the present system is not working very well and would like to see improvements. Unfortunately, you don’t always get what you want, but what is possible. But you’ve got to start somewhere.
eugene57 over 10 years ago
" I know a divorcee, working for $15 an hour and gets $1200 a month in food stamps (WIC). Tell me that is not “free stuff.”Not having the particulars, I cannot judge what this person qualifies for, how many dependents and other factors.If you think this is more than they are qualified for, report their abuse. But think, if her situations improves, she will be paying this back in taxes and fees.
dzw3030 over 10 years ago
Thanks for not flaming. The ACA developers have not done a good job of explaining how the new law is supposed to work. I think existing programs incentivize dependence on the Feds and the new law will increase that process. Eventually, robbing Peter to pay Paul will collapse and take our economy with it.
mbraun over 10 years ago
No matter how you answer, you are right!