Ben Sargent by Ben Sargent

Ben Sargent

Comments (11) (Please sign in to comment)

  1. sclark55

    sclark55 GoComics PRO Member said, about 1 year ago

    Why do people sign up for bad loans, and then complain about them? I’ve never signed up for an ARM (homeowner since the 80’s), but now I have to pay to bail out those who did get them.
    If everybody was required to take Econ 101 or Business 101 or both, they’d understand this better. But I understand kids now have to take two years of a foreign language, for the sake of diversity.

  2. feverjr

    feverjr said, about 1 year ago

    Here’s where section 731 of the Gramm-Leach-Bliley Act comes back to haunt the little guy. GLB states that if banks in your state do business out of state, then the usury laws that your state may have made to protect the consumer in your state, can be no more restrictive on the bank than the highest usury rate of banks they do business with outside your state.

  3. ODon

    ODon said, about 1 year ago


    Predatory is a tag attached to many of those loans. Are you okay with those with the savvy taking purposeful advantage of those without?

  4. Zuhlamon

    Zuhlamon said, about 1 year ago


    If everybody was required to take Econ 101 or Business 101 or both
    And if everybody was paid a living wage for honest work, maybe it’d cut into the number of victims of the payday usurists. There are also a lot of military families that have been victimized by them.

  5. d_legendary1 Demands Dr.C's Release

    d_legendary1 Demands Dr.C's Release said, about 1 year ago


    “Why do people sign up for bad loans, and then complain about them?”

    Probably due to the fact that they are the only loans they qualify for, unlike bank loans which require good credit, a great income ($40,000 +), and collateral. And unlike bank loans they are not regulated by federal law but by state law. In short if you live in a state where these predators can set up shop then you’re basically at their mercy. This is something Econ and Business 101 can’t teach you (I should know I was there).

  6. avarner

    avarner said, about 1 year ago

    These outfits and the “rent to own” places should ALL be shut down, in every state.

    What they are doing is criminal.

  7. crabbyrino

    crabbyrino GoComics PRO Member said, about 1 year ago


    Where would folks go for loans? Banks will not let go of the massive amount of money in the vaults. They will barely loan to credit worthy individuals blaming governmental regulations. I don’t recall the source but “First thing, kill all the bankers.”

  8. Meh~tdology
  9. David Mead

    David Mead GoComics PRO Member said, about 1 year ago

    Like everything else in Texas, big oil and big business run everything and have the politicians by the short hairs.

  10. Rx71Wm29

    Rx71Wm29 GoComics PRO Member said, about 1 year ago

    Hummm. Is that Coffee or Tea that the “Regulator” is pouring?

  11. feverjr

    feverjr said, about 1 year ago

    Phil Gramm and his wife, Wendy, are a couple whose love has wreaked havoc across the countryside and even beyond our shores. They’re the Bonnie and Clyde economists from Texas.
    Wendy’s famous Enron loophole, in the Commodities Futures Act, that paid her $1,000,000, when she joined Enron, was just her part of the conjugal dance that cemented their love.
    Phil’s destruction of Glass-Steagall Act by the passage of his Gramm-Leach-Bliley Act, took off the restrictions that protected the savings of Americans from Wall Street traders and synthetic derivatives. Of course it also allowed UBS to take over Paine Webber and establish a branch here, which Phil jumped into as their American vice president, his job, to help those who had been the recipient of the 64 trillion dollars that had been syphoned out of the world economies, find a tax haven, at a fee, of course.
    Phil, who was this close to becoming our Secretary of the Treasury under McCain, until his love for the average citizen came bursting forth in his “a nation of whiners” quote, that for some reason did for him what Romney’s 47% did.
    Anyway, back to my story, the Gramm-Leach-Bliley Act was cited as a reason that a pay-day loan company could charge a whopping 1100% in El Paso.

  12. Refresh Comments.